Home Purchase Loans and Mortgage Pre-Approval

Financing for buying a home: down payment requirements, credit guidelines and the pre-approval letter that makes an offer competitive.

From the first conversation to closing day, you get a clear picture of your down payment, monthly payment, and cash needed to close — before you commit to anything. Call (727) 390-7432 to get started.

Sidney Merritt, Mortgage Loan Officer at NEXA Lending. NMLS #1166922. Call (727) 390-7432.

• Low and zero down payment programs where eligible
• Pre-approval letters for making offers
• First-time buyer programs and down payment assistance
• Guidance on credit, income and debt-to-income requirements
• A clear breakdown of closing costs before you apply