About Your Licensed Mortgage Loan Officer

Background, licensing and lending approach of the loan officer you will actually work with, including the states served and the borrowers helped most often.

Every loan starts with a conversation about your goals — budget, timeline, credit, and the monthly payment you are comfortable with. From there, Sidney compares programs across FHA, VA, USDA, conventional, jumbo, and investor options to find the structure that actually fits, then manages the file through underwriting to a smooth closing.

Call (727) 390-7432 to get started. You can also email smerritt@nexalending.com.

How Sidney helps

Sidney Merritt, Mortgage Loan Officer at NEXA Lending. NMLS #1166922. Call (727) 390-7432.

Frequently Asked Questions

Who is Sidney Merritt?

Sidney Merritt is a Mortgage Loan Officer at NEXA Lending (NMLS #1166922). Expert mortgage loan originator in Florida helping first-time buyers, refinancing, and home purchases. Licensed #1166922. Call (727) 390-7432 today.

What areas does Sidney Merritt serve?

Sidney Merritt is licensed to provide mortgage services in Florida.

What services does Sidney Merritt offer as a mortgage loan officer?

Sidney Merritt offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Florida. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.

How can I contact Sidney Merritt?

You can call (727) 390-7432 and email smerritt@nexalending.com to get started or ask about current mortgage rates and pre-approval.

What is Sidney Merritt's NMLS number?

Sidney Merritt's NMLS license number is 1166922. You can verify this license at nmlsconsumeraccess.org.

How do I get pre-approved for a mortgage with Sidney Merritt?

Getting pre-approved is simple: share your income, assets, and credit details, and Sidney Merritt will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.

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About Sidney Merritt

Building Dreams:
Sidney Merritt Commitment to Mortgage Excellence

Sidney Merritt is dedicated to helping individuals and families achieve their homeownership goals through expert guidance, transparent communication, and tailored mortgage solutions designed around real-life needs.

Strategic Partnership Focus
Tailored Loan Structuring
Simplifying the Lending Journey
Personal Touch & Passion

Tailored Loan Structuring

Empowering clients through exceptional service, honest advice, and a relationship-first approach.

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Sidney Merritt - Loan Officer

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